But that same plan might have a excessive, “dialed up” deductible of, say, $6,000 — meaning you may should spend $6,000 out of your own pocket on health companies each year before your insurance begins to pay its portion of the fee. If you picked that plan, you would be betting you will not have to make use of a lot of health providers, and so would only have to fret about your — hopefully affordable — premiums, and the prices of a few appointments. But should you or your spouse or dependent member of the family has explicit ongoing…
